Local Solicitors for Local People

01942 20 60 60

Residential Conveyancing

We are able to assist you with all aspects of residential conveyancing including sales, purchases, re-mortgaging, right to buy, transfers of equity, equity release schemes and new build plots.

We are able to provide fixed quotes over the telephone or via e-mail.  Please get in touch with our specialist team who will be able to assist you.

We strive to make your conveyancing transaction run as smoothly as possible and work with your estate agents and financial advisors to ensure that the whole process is as stress free as possible.  Our aim is to move matters along quickly and efficiently whilst keeping you informed throughout.

Have the confidence of knowing that your case will be allocated to just one person, an experienced property solicitor who will have the conduct of your case from start to finish supported by experienced secretaries and licensed conveyancers.

We can also help you with the acquisition of an investment property, the renting out of the property and rent and property recovery should your tenant fall into arrears.

Our team is headed by partners Caroline Rooks and John Petrie who both have a vast amount of experience within conveyancing and of the local Wigan area.  We pride ourselves on providing a local touch and a personal service.

We offer competitive fixed price conveyancing fees. Get in touch today for your no obligation fixed price quotation.

  • Purchase of a freehold residential property

    Please note all conveyancing matters are dealt with by our Caroline Rooks, John Petrie and Sammy-Jo-Woodward.  Matters are supervised by Caroline.

    Please note our online calculator can generate a quote for the following:

    • value of the property
    • first-time buyer
    • re-mortgage
    • freehold or leasehold
    • new build
    • first registration of title
    • whether a mortgage or not, or Islamic mortgage
    • in purchase cases, whether primary residence, buy to let or second/holiday home
    • multiple owners
    • shared ownership scheme
    • using a help to buy scheme, and whether it is an equity loan or ISA
    • purchase under right to buy
    • purchase at auction
    • property has been repossessed

    Our quotation covers all of the work* required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property you wish to buy is in Wales.

    Disbursements are costs related to your matter that are payable to third parties, such as Land Registry fees. We handle the payment of the disbursements on your behalf to ensure a smoother process.

  • Stamp Duty or Land Tax (on purchase)

    This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC's website.

  • How long will my house purchase take?

    The average process takes between 6-12 weeks.

    It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could take between 12-18 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

  • Stages of the process

    The precise stages involved in the purchase of a residential property vary according to the circumstances. However, below we have suggested some key stages that you may wish to include:

    • Take your instructions and give you initial advice
    • Check finances are in place to fund purchase and contact lender's solicitors if needed
    • Receive and advise on contract documents
    • Carry out searches
    • Obtain further planning documentation if required
    • Make any necessary enquiries of seller's solicitor
    • Give you advice on all documents and information received
    • Go through conditions of mortgage offer with you
    • Send final contract to you for signature
    • Agree completion date (date from which you own the property)
    • Exchange contracts and notify you that this has happened
    • Arrange for all monies needed to be received from lender and you
    • Complete purchase
    • Deal with payment of Stamp Duty/Land Tax

    Please note factors that would typically increase the cost of the service are:

    • if legal title is defective or part of the property is unregistered
    • if you discover building regulations or planning permission has not been obtained
    • if crucial documents we have previously requested from you have not been provided
  • Purchase of a leasehold residential property

    Please note all conveyancing matters are dealt with by our Caroline Rooks, John Petrie and Sammy-Jo-Woodward.  Matters are supervised by Caroline Rooks.

    Our fees cover all the work* required to complete the purchase of your new home, including dealing with registration at the Land Registry and dealing with the payment of Stamp Duty Land Tax (Stamp Duty) if the property is in England, or Land Transaction Tax (Land Tax) if the property is in Wales.

    Please note our online calculator can generate a quote for the following:

    • value of the property
    • first-time buyer
    • re-mortgage
    • freehold or leasehold
    • new build
    • first registration of title
    • whether a mortgage or not, or Islamic mortgage
    • in purchase cases, whether primary residence, buy to let or second/holiday home
    • multiple owners
    • shared ownership scheme
    • using a help to buy scheme, and whether it is an equity loan or ISA
    • purchase under right to buy
    • purchase at auction
    • property has been repossessed
  • Disbursements

    Disbursements are costs related to your matter that are payable to third parties, such as search fees. We handle the payment of the disbursements on your behalf to ensure a smoother process. There are certain disbursements which will be set out in the individual lease relating to the Property. The disbursements which we anticipate will apply are set out separately below. This list is not exhaustive and other disbursements may apply depending on the term of the lease. We will update you on the specific fees upon receipt and review of the lease from the seller's solicitors.

  • Anticipated Disbursements

    Notice of Transfer fee – This fee if chargeable is set out in the lease. The fees charged vary considerably.

    Notice of Charge fee (if the property is to be mortgaged) – This fee is set out in the lease. The fees charged vary considerably.

    Deed of Covenant fee – This fee is provided by the management company for the property and can be difficult to estimate as the fees charges vary considerably Certificate of Compliance fee ¬ The fees charged vary considerably.

    *These fees vary from property to property and can on occasion be significantly more than the ranges given above. We can give you an accurate figure once we have sight of your specific documents.

    You should also be aware that ground rent and service charge are likely to apply throughout your ownership of the property. We will confirm the ground rent and the anticipated service charge as soon as this we receive this information.

  • Stamp Duty Land Tax

    This depends on the purchase price of your property. You can calculate the amount you will need to pay by using HMRC's website https://www.tax.service.gov.uk/calculate-stamp-duty-land-tax/#/intto

    The precise stages involved in the purchase of a residential leasehold property vary according to the circumstances. However, below we have usual some key stages:

    • Taking of instructions and giving initial advice
    • Checking finances are in place to fund purchase and contacting the lender's solicitors if needed
    • Receive and advise on contract documents
    • Carry out searches
    • Obtain further planning documentation if required
    • Make any necessary enquiries of the seller's solicitor
    • Give you advice on all documents and information received
    • Go through conditions of the mortgage offer
    • Send final contract to you for signature
    • Draft Transfer
    • Advise you on joint ownership
    • Obtain pre-completion searches
    • Agree completion date (date from which you own the property)
    • Exchange contracts and notify you that this has happened
    • Arrange for all monies needed to be received from lender and you
    • Complete purchase
    • Deal with payment of Stamp Duty/Land Tax
    • Deal with application for registration at Land Registry
    • Deal with payment of Stamp Duty/Land Tax
    • Deal with application for registration at Land Registry
  • How long will my house purchase take?

    How long it will take from your offer being accepted until you can move in to your house will depend on a number of factors. The average process takes between 6-12 weeks. It can be quicker or slower, depending on the parties in the chain. For example, if you are a first time buyer, purchasing a new build property with a mortgage in principle, it could 12-18 weeks. However, if you are buying a leasehold property that requires an extension of the lease, this can take significantly longer, between 3 and 6 months. In such, a situation additional charges would apply.

  • Our fee assumes that:

    • this is a standard transaction and that no unforeseen matters arise including for example (but not limited to) a defect in title which requires remedying prior to completion or the preparation of additional documents ancillary to the main transaction
    • this is the assignment of an existing lease and is not the grant of a new lease
    • the transaction is concluded in a timely manner and no unforeseen complication arise
    • all parties to the transaction are co-operative and there is no unreasonable delay from third parties providing documentation
    • no indemnity policies are required. Additional disbursements may apply if indemnity policies are required.

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McCarthy Bennett Holland Solicitors

26, Bridgeman Terrace, Wigan WN1 1TD

01942 206060

01942 200505

Authorised and regulated by the Solicitors Regulation Authority. SRA No. 00329730

This firm maintains professional indemnity insurance in accordance with the rules of the Solicitors Regulation Authority

Details of the insurers and the territorial coverage of the policy are available for inspection at our offices.